Many property owners are often confused when they notice that the date in the Encumbrance Certificate (EC) does not match the registration date of their property. This discrepancy arises because the EC reflects the date of execution of the deed, not the date of registration.
UNDERSTANDING THE DIFFERENCE
When a property transaction takes place, two key dates are involved:
- Date of Execution – The date on which the deed is signed and executed by the parties involved.
- Date of Registration – The date on which the executed deed is officially registered with the relevant authorities.
SHARING A REAL SCENARIO WITH SUPPORTING IMAGES
- A deed was executed on 02–12–2024. This is the date when the parties signed the document. Highlighted the execution date in below image
- When submitting the application for registration, we were required to select the date of execution, which in this case was 02–12–2024. Highlighted the selected execution date below
- The deed was then registered on 04–02–2025. Highlighted the registration date from the Registered Deed below
- After registration, when we downloaded the EC, the date reflected in the EC was 02–12–2024, which is the execution date, not the registration date. Highlighted the execution date in below EC
COMMON MISCONCEPTION:
Many people assume that the EC should display the registration date, but in reality, it records the date of execution. This is because the execution date signifies when the agreement between the parties was finalized, whereas registration is a legal process that occurs later.
Understanding this distinction can help avoid confusion when reviewing your Encumbrance Certificate. If you ever need to verify the registration date, you should refer to the registered deed rather than the EC.
Thank You for Reading!
We hope this article helped clarify the difference between the execution date and registration date in the Encumbrance Certificate (EC). For consultation, contact us!
📞 Contact & WhatsApp: +91-9742479020
📧 Email: pgnproperties@gmail.com