You must take following steps in case you lost the Deed
Step 1: Certified copy
Step 2: Affidavit
Step 3: FIR
Step 4: Newspaper ad
Let me narrate my experience for your better understanding:
I registered the sale deed on 7th April 2018.
In Jan 2022, during transit, I lost all my property documents including sale deed, encumbrance certificate, Khata and tax-paid receipt. Even I don’t remember the registration number of my sale deed.
In Karnataka, properties registered after 2004 are recorded digitally and saved scan copy of property documents in Kaveri Online service.
My property is registered after 2004 so based on my name (Sheena) and my property address, I searched my Encumbrance Certificate on Kaveri Online Services. Through search report, we found the property registration number and encircled the registration number in below image,
Step 1: Based on the above Registration number, we extracted the certified copy of sale deed on Kaveri Online Service. Below is the image of certified copy (posted only 1st page of certified copy)
Step 2: To file FIR in police station, we need to prepare an affidavit so we prepared the below affidavit stating that we lost the original sale deed
Step 3: Visited the police station and gave the below written complain
Filed the below FIR
Step 4: Published in two newspapers, one in English newspaper and another in local language newspaper, Below are the images of publication.
We wrote a letter to Area revenue office (ARO) to find our property tax application number and khata number based on our above sale deed certified copy.
In 20 working days, we received our property tax application number and new Khata extract from BBMP.
By now, we have almost all the documents, listed below
- Sale Deed certified copy
- Encumbrance Certificate
- Property tax receipt
- Khata
- Affidavit
- FIR
- Newspaper publishing clip
We pledged the above documents for personal loan in Bank, also we can sell the property using the above documents.
We provide assistance to extract Sale Deed copy. To opt for our service, please write to us pgnproperties@gmail.com or Whatsapp to +91-97424 79020.
Thank you for reading…