Approximately 15 Days
Once you have fully repaid your home loan, follow these steps to ensure a smooth retrieval of your original property documents:
- Initiate the Request
Immediately after closing your home loan, send an email to your bank branch requesting the return of your original title documents. This will prompt the bank to schedule an appointment for collection.
- Collection Timeline
The bank typically provides an appointment within 15 days of receiving your email request.
- Collecting Your Documents
Make sure to collect your documents on the scheduled date. However, if you are unable to do so, the bank will hold them at the branch for up to 30 days.
- If not collected within this period, the documents will be sent back to the bank’s storage center.
- Retrieving them from storage will require a fresh appointment, which may cause additional delays.
- Documents You Will Receive
When collecting your documents, ensure you receive the following:
- Original Title Documents – Your registered sale deed and other related papers.
- Discharge/Reconveyance Deed – A legal document stating that the property is now free from the bank’s mortgage.
- Assistance with Mortgage Lien Removal
If your property has a registered mortgage lien at the sub-registrar’s office, we offer assistance in removing it. To avail of this service, please WhatsApp us at +91-9742479020.
Thank you for reading!